Debt Problems How to Get Help (Credit Made Clear, Payment Trouble)

If you find it hard to keep up with your payments, the sooner you tell someone about it, the better. And you don’t have to broadcast it to everyone, either.

First, call your card company. They really can help in most instances.

Second, if you’re still overwhelmed, think twice before paying for help. Some companies out there charge very high fees. But organizations like these offer great advice for free. If appropriate, they could set you upon a consolidating payment plan or reduce you monthly payment a month.

Remember: the very worst thing you can do is pretend it’s not happening. So if you’re falling behind, speak to someone at your credit card company today.