保险咨询
Consult About Insurance
A: May I ask you a few questions about insurance?
A:能问您几个有关保险的问题吗?
B: Yes.
B:可以。
A: Now we’ve given a CIF Shanghai price for some steel plates. What insurance rate do you suggest we should get?
A:我们现在给一些钢板报了到上海的CIF价格。您建议我们应该保哪种险?
B: Well, obviously you won’t want All Risks cover.
B:好的,很明显你们不用上全险。
A: Why not?
A:为什么?
B: Because they aren’t delicate goods and won’t likely be damaged on the voyage. FPA will be good enough.
B:因为它们不是易碎品,在海运过程中不容易损坏。FPA(单独海损不赔付)就可以了。
A: Then am I right in understanding that FPA does not cover partial loss for the nature of particular average?
A:那我是不是可以这样理解:FPA不承保单独海损性质的部分损失?
B: That’s right. On the other hand, a WPA policy covers you against partial loss in all cases.
B:是的。相反,WPA(单独海损赔付)承保在各种情况下发生的部分损失。
A: Are there any other clauses in marine policies?
A:海运保险里还包括其他款项吗?
B: Oh, lots of them! For instance, War Risks, TPND and SRCC.
B:哦,很多!比如战争险、盗窃和提货不着险。
A: Well, thank you very much for all that information. Could you give me a quotation for my consignment now?
A:好的,谢谢您提供的信息。您现在能给我这批货的报价吗?
B: Are you going to make an offer today?
B:您今天就下单吗?
A: Yes, my customer is in urgent need of the steel plates.
A:是的,我的客户现在急需钢板。
B: OK. I’ll get this rate right away
B:好的。我马上就去拿价格表。
A: Thank you.
A:谢谢。